A debt collection agency is a company that specializes in recovering overdue debts on behalf of businesses and creditors. We work as an intermediary between the debtor and the creditor, using professional strategies to facilitate payment.

Yes, debt collection is legal, but agencies must comply with the Fair Debt Collection Practices Act (FDCPA)​, which protects consumers from unethical collection practices.

We recover both commercial debt (B2B transactions) and consumer debt (unpaid bills from individuals).

If a debtor is uncooperative, we may escalate the case to legal action, including wage garnishments, property liens, or court judgments.